Description

Giwa Microfinance Bank

Giwa Microfinance Bank is a CBN licensed institution offering loans for multiple purposes in Kaduna, Nigeria.

Micro loans – This is for entrepreneurs, traders and students to access for existing businesses. Giwa Microfinance Bank offers business owners of Small and Medium Size Enterprises the opportunity to access loan products in a quick, transparent and efficient way. The customer must complete the Bank’s Loan application form to enable us complete loan’s tracker compliance form. Maximum tenor of 6 months. Collateral is required
Salary Advance – Advance against expected salaries is available for salary earners of acceptable organizations. The maximum amount of loan is 50% of expected month end salary for a maximum tenor of 30 days. The loan is repayable from the next available salary. Customers are expected to domicile their salaries to the Bank, or the domiciliation of cheques of other banks drawn on their salary accounts, or as otherwise agreed.
Agricultural Loans – Giwa provides a non-collateral agricultural loan for farmers in Kaduna with a maximum loan amount of N150,000 at a rate of 40% for 3 months.

Letter of employment
Staff identity card
Pay slip
6 months statement of account
Other forms of identification (National Identity card, international passport, etc)
Utility bill
Two credible guarantors